Under the law, young adults will be allowed to stay on their parents’ plan until they turn 26 years old (this right does not apply if the young adult is offered insurance at work). The young adult can be married and still be eligible for their parents’...
Effective July 1, 2010, a Pre-Existing Condition Insurance Plan is available and provides new coverage options to individuals who have been uninsured for at least six months. States have the option of running this program in their state. If a state chooses not to do...
Effective September 23, 2010, all new insurance plans must cover certain preventive services such as mammograms and colonoscopies without charging a deductible, co-pay or coinsurance.
An estimated four million seniors will reach the gap in Medicare prescription drug coverage known as the “donut hole” this year. Each eligible senior will receive a one-time, tax-free $250 rebate check. The first checks were mailed in June of...
The Affordable Care Act provides up to 4 million small businesses tax credits to help the provide insurance benefits to their workers. The first phase of this provision provides a credit worth up to 35% of the employer’s contribution to the employee’s...
Under the Affordable Care Act, states that apply, receive federal grants to help set up or expand independent offices to help consumers navigate the private and public health insurance system. These programs also help consumers with medical bills, finding...
Under the new Health Care law, insurance companies’ use of annual dollar limits on the amount of insurance coverage a patient may receive will be restricted for new plans in the individual market and all group plans. In 2014, the use of annual dollar limits on...
Under the Affordable Care Act, insurance companies will be prohibited from imposing lifetime dollar limits on essential benefits like hopsital stays. This is effective for health plan years beginning on or after September 23,...
In the past, insurance companies could search for an error or other tenchical mistake on a customer’s application and use this error to deny payment for services when he or she got sick. The health care law makes this illegal effective for health plan years...
Did you know that the new health care law prohibits denial of coverage for children based on pre-existing conditions? The health care law includes new rules to prevent insurance companies from denying coverage to children under the age of 19 due to a pre-existing...