1. It’s an easier way to shop for health insurance. The Health Insurance Marketplace simplifies your search for health insurance by gathering all your options in one place. One application, one time, and you and your family can explore every qualified...
1. There are many kinds of private health insurance policies. Different kinds of policies can offer very different kinds of benefits, and some can limit which doctors, hospitals, or other providers you can use. 2. You may have to pay coinsurance or a co-payment as...
Insurance helps pay costs when you need care – Insurance protects you from high costs when something bad happens. No one plans to get sick or hurt, but most people need to get treated for an illness or injury at some point, and health insurance helps pay these...
When key parts of the health care law take effect, there’ll be a new way to buy health insurance for yourself, your family or your small business: the Health Insurance Marketplace. Whether you’re uninsured or just want to see what’s available, the...
The US Department of Health and Human Services (HHS) issued a final rule that implements five key consumer protections from the Affordable Care Act, and makes the health insurance market work better for individuals, families, and small businesses. Under these reforms,...
Glossary of Health Coverage and Medical Terms (continued) Plan – A benefit your employer, union or other group sponsor provides to you to pay for your health care services. Preauthorization – A decision by your health insurer or plan that a health care...
Excluded Services – Health care services that your health insurance or plan doesn’t pay for or cover. Grievance – A complaint that you communicate to your health insurer or plan. Habilitation Services – Health care services that help a person...
This year’s Adirondack Medical Home Summit will be held on Wednesday, September 25, 2013 at the Conference Center in Lake Placid, New York. Watch for more details!
This glossary has many commonly used terms, but isn’t a full list. These glossary terms and definitions are intended to be educational and may be different from the terms and definitions in your plan. Some of these terms also might not have exactly the same...
A health plan may also be defined by the payment structure, such as the amount of the deductible. High Deductible Health Plan – (HDHP) – a deductible is a fixed amount of money you must first pay before your health insurer will cover the costs of most of...
